// LAB-TESTED · CANADIAN · FREE
Every money product, tested in the lab.
We compare credit cards and bank accounts from Canadian institutions side by side, so you can choose with the numbers in front of you.
Tracking 186 products: 105 credit cards from 21 issuers, plus 81 bank accounts
01 / COMPARE
The periodic table of money
- CARDS
- BANKING
- INVEST
- HOME
- PROTECT
105 CARDS
01CARDS
Cc
Credit cards
02BANKING
Ch
Chequing
03BANKING
Sv
Savings & HISA
SOON
04BANKING
Gi
GICs
SOON
05INVEST
Iv
Investing
SOON
06INVEST
Rg
TFSA · RRSP · FHSA
SOON
07HOME
Mg
Mortgages
SOON
08PROTECT
In
Insurance
02 / LAB RESULTS
Cards worth a look
Neo Secured Card
Neo Financial
- ANNUAL FEE
- $0
- FX FEE
- 2.5%
- No annual fee
- Secured card: your deposit sets your limit
03 / DATA
Credit cards with no foreign transaction fee
Most Canadian cards add a 2.5% fee to every purchase in a foreign currency. These 6 don’t.
| CARD | ANNUAL FEE | FX FEE | DETAILS |
|---|---|---|---|
 Home Trust Preferred VisaHome Trust | $0 | 0% | Details |
 Wealthsimple Credit CardWealthsimple | $0 | 0% | Details |
 Scotiabank Gold American Express CardScotiabank | $120 | 0% | Details |
 Scotiabank Passport Visa Infinite + CardScotiabank | $150 | 0% | Details |
 Scotiabank Platinum American Express CardScotiabank | $399 | 0% | Details |
 Scotiabank Passport Visa Infinite Privilege CardScotiabank | $599 | 0% | Details |
Fees from each issuer’s published terms. Always confirm with the issuer before applying.
04 / METHOD
No black boxes. Every comparison shows its work.
We compare products on fees, rates, rewards and the fine print, and our methodology is public so you can check our math.
- HYPOTHESIS
Start with your goal
Cash back, travel, building credit or growing savings: the right product depends on you.
- EXPERIMENT
Measure every product
We record each product’s fees and terms from the issuer’s own disclosures, then compare like with like.
- RESULT
Show the work
Every comparison shows the numbers behind it, and we update them when an issuer changes its terms.